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Repayment options to suit everyone

Representative 69.9% APR

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or

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and we'll cancel any interest*

*Interest is charged from the day your loan starts and will only be cancelled if you
pay off the amount of credit advanced within the Pay in 4 Period.

Flexible repayment options available.  Choose weekly, fortnightly, every four weeks or monthly.

Representative Example: Cost of Goods £915, Deposit £15, Amount of Credit £900, Annual Fixed
Interest Rate 53.30%, Weekly Payment £14.22, Term 104 weeks, Total Payable £1493.88,
Representative 69.9% APR

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Who are Snap Finance?

Snap Finance offer point of sale loans that are
up to 24 months in term. With their Pay in 4
option, if you settle your loan within 4 months,
then any interest you will have 
accrued will be
cancelled!

They are flexible and your payments can be too.
If life happens, you can just continue with your
minimum payments over the full loan term.

Check your eligibility without affecting your credit score!

Please note: A hard credit search will be required at point of completion of your loan.

What is Pay in 4?

All Snap Finance loans come with the Pay in 4 option!
If you repay the full amount back in 4 monthly
instalments then any interest will be cancelled. If
payday is right around the corner but your purchase
can't wait, let Snap pay for it, then settle within 4 months!

*Interest is charged from the day your loan starts and
will only be cancelled if you pay off the amount of
credit advanced within the Pay in 4 Period.

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Eligibility criteria

Please take a look at the criteria below that makes you eligible for a Snap Finance loan today:

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There is a minimum £15 deposit if you're approved, but you won't need to pay that until you've
chosen your items and are ready to sign the agreement.
This will be deducted from the total amount of the loan!

Representative Example: Cost of Goods £915, Deposit £15, Amount of Credit £900, Annual Fixed
Interest Rate 53.30%, Weekly Payment £14.22, Term 104 weeks, Total Payable £1493.88,
Representative 69.9% APR

Home & Garden Kings is an Appointed Representative
of Snap Finance Ltd who is authorised and regulated by the Financial Conduct Authority (Firm
reference number 741813). Snap Finance Ltd's permissions as a Principal Firm allows Home & Garden Kings to act as a credit broker, not a lender. Snap Finance Ltd act as the lender.
Credit Subject to status. Terms and conditions apply.
Snap Finance Ltd is a company registered in England and Wales. Company Number 08080202
Registered address: Snap Finance Ltd, 1 Vincent Avenue, Crownhill, Milton Keynes, MK8 0AB